Do I need Cyber Insurance for my Business?

Do I need Cyber Insurance for my Business?

  Cybercrime has become more than a nuisance for businesses; it’s an existential threat. Cybercriminals are exceptionally savvy at finding ways to attack businesses, steal data, and ultimately cause expensive chaos. Depending on the size of your business and your available assets, the financial fallout from just one data breach could be enough to cause […]

What will happen to my business when I retire

What will happen to my business when I retire

    Alongside earning a sustainable profit and experiencing growth, most small business owners hope to see their businesses last beyond themselves. Knowing that your business will continue to thrive even after you retire or pass away is exceptionally satisfying, but if you fail to create a perpetuation plan, your business may end with you. […]

What kind of insurance do I need to start a HVAC business

What kind of insurance do I need to start a HVAC business

    California businesses employ the second-highest number of HVAC workers in the US. That’s a reflection of several characteristics of the state, including the increasingly negative impacts from wildfire smoke and soot on HVAC systems. Before you start working with any customers, however, you’ll need to cover all of the insurance requirements necessary to […]

Health and Safety Tips for Employers and Employees

Health and Safety Tips for Employers and Employees

    The global pandemic has created some unique challenges for small business owners hoping to mitigate health and safety risks for their employees. Social distancing, mask-wearing, frequent hand washing, and hand sanitizer are now routine practices. But health and safety needs for businesses existed and will extend well beyond the COVID-19 pandemic. Small business […]

Clarification on Commercial Coverages as relates to Covid-19

Clarification on Commercial Coverages as relates to Covid-19

  The global pandemic caused by the novel COVID-19 coronavirus has led to one of the worst economic situations the world has seen in nearly 100 years. Governments worldwide shut down business operations in an effort to slow the spread of the virus. Many businesses were deemed essential and allowed to continue operations with notable […]

How to Prepare for the Worst: A California Resident Emergency Guide

How to Prepare for the Worst:  A California Resident Emergency Guide

  The Golden State is renowned for its beauty, but it’s also well known for various types of disasters. While yearly wildfires take most of the headlines these days, California residents also need to prepare for earthquakes, mudslides, and common issues with water damage, among other potential disasters. While it’s impossible to completely avoid these […]

Here’s Why California Homeowners Insurance Rates Keep Rising

Here’s Why California Homeowners Insurance Rates Keep Rising

  California is currently a state in turmoil. Fires have ravaged and continue to threaten several parts of the state, making it more dangerous for homeowners and increasing coverage risks for homeowners insurance providers. These issues and more converge to create multiple headaches everyone. Key among them are rising homeowners insurance rates, which ultimately make […]

Demystifying Workers Compensation Insurance and How to Reduce Premiums

Demystifying Workers Compensation Insurance and How to Reduce Premiums

Over 135 million US workers are covered by workers’ compensation insurance through their employers. Most US states require employers to carry the insurance as a way to help provide workers with both wage loss compensation and medical benefits following a work-related injury. Despite how common the insurance is, however, employers’ requirements for workers’ compensation coverage […]

Do I need Contractor Insurance in California?

Do I need Contractor Insurance in California?

  Plumbing contractors in the US may find themselves in situations where different forms of insurance offer distinctly necessary protection. Whether you’re starting a new plumbing business or taking over a currently existing company, plumbing contractors in states across the country, including California, should consider various insurance products designed to help protect every aspect of […]

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