What is Umbrella Insurance?

What is Umbrella Insurance?

  Check this out: Hey, Ben Wong here. Just wanted to take a few minutes to chat about the umbrella policy coverages. The umbrella insurance, sometimes it’s called excess liability insurance, protects you from unforeseen major events. Here in California there’s more high-value cars on the road, for example, your Porsches, your Mercedes, your Teslas. […]

Top Tips for Restaurant Owners to Reduce Insurance Costs

Top Tips for Restaurant Owners to Reduce Insurance Costs

Running a restaurant here in CA, especially here in the Bay Area, can be challenging enough for the restaurant owner to plan and execute. Along with running the daily operation of your business, the topic of insurance can be overwhelming.  However, with hundreds of data points coming from everywhere, it’s foolish not to take advantage […]

What is a Certificate of Insurance?

What is a Certificate of Insurance?

A certificate of insurance is a document that proves you have the necessary insurance coverage as mandated by an organization, employer, vendor, or other stakeholders that have an interest in your ability to respond in case of a covered peril. In our personal lives, for instance, those of us who drive a car carry a […]

Workers Compensation Insurance in CA

workers-comp-insurance-Millbrae-California

Workers compensation in California is a highly detailed and nuanced subject. As the regulations are very state-specific, it is important to understand what your obligations are in the state of California and how you can ensure compliance. As it would be impossible to explain every letter of the law in one post, we’ll look at […]