What is Inland Marine Insurance?

What is Inland Marine Insurance?

  Sometimes, insurance language has its quirks. As if insurance wasn’t confusing enough, there are many terms that originated over a century ago still in use today. Inland Marine is one. It sounds like you’d only need it if you have a boat, but in reality, it’s not about boats at all. Well, at least […]

5 Ways Apartment Owners can manage their Liability Insurance

5 Ways Apartment Owners can manage their Liability Insurance

    APARTMENTS You have inherited an apartment building from your family. You often forget or neglect to continually provide upgrades to your investment. Whether it be an electrical upgrade, heating and/or air conditioning upgrade, plumbing upgrade, and/or roofing upgrade. While the initial expense can be a significant one, you will receive benefits from these […]

Are you ready for “The Big One”?

Are you ready for “The Big One”?

In light of the recent earthquake in Mexico on September 19th, the date October 17, 2017 will mark the 28th anniversary of the Loma Prieta Earthquake.  Frequently, we are asked regarding whether you should take out earthquake insurance.  Even though Californians live with earthquake as a daily occurrence, earthquake insurance often is not a priority.  […]

5 Rules Every Landlord Should Live By

5 Rules Every Landlord Should Live By

I’m pretty confident that if you asked anyone who has ever owned a rental property you would get an overwhelming response that it’s not as lucrative or easy as they thought it would be. In fact, owning a rental property can be a major pain, and end up costing you a ton of money! I […]

Will my credit rating change my insurance rates?

Will my credit rating change my insurance rates?

I was recently asked this question by one of our BLW Insurance Agency clients, and thought I would share the answer here for our readers. There are a lot of things that go into homeowners and auto insurance rates, one of them being credit. I’ve heard a lot of complaints from people who don’t like the […]