Purchasing equipment is one of the biggest challenges for anyone starting or operating a contractor business. Among the equipment you need to purchase, your vehicle is likely to be the one you’ll need to make early— and one that carries a significant amount of liability risk. There’s a lot to think about beyond just what […]
California businesses employ the second-highest number of HVAC workers in the US. That’s a reflection of several characteristics of the state, including the increasingly negative impacts from wildfire smoke and soot on HVAC systems. Before you start working with any customers, however, you’ll need to cover all of the insurance requirements necessary to […]
The age problem in the plumbing and other blue-collar trades is steadily getting worse. The average age is 49 years old across the entire trades industry. Plumbers, in particular, tend to be older than other tradesmen as well. In Texas, the average plumber is 58 years old and quickly nearing the minimum retirement threshold to […]
Plumbing contractors in the US may find themselves in situations where different forms of insurance offer distinctly necessary protection. Whether you’re starting a new plumbing business or taking over a currently existing company, plumbing contractors in states across the country, including California, should consider various insurance products designed to help protect every aspect of […]
A certificate of insurance is a document that proves you have the necessary insurance coverage as mandated by an organization, employer, vendor, or other stakeholders that have an interest in your ability to respond in case of a covered peril. In our personal lives, for instance, those of us who drive a car carry a […]
