Are employee handbooks still relevant in today’s workplace? The simple answer here is “yes.” Although there’s no law dictating that you must have an employee handbook, there are two ways to consider the value these documents still hold for companies. First, an employee handbook can massively reduce the administrative time needed to onboard new employees. […]
Cybercrime has become more than a nuisance for businesses; it’s an existential threat. Cybercriminals are exceptionally savvy at finding ways to attack businesses, steal data, and ultimately cause expensive chaos. Depending on the size of your business and your available assets, the financial fallout from just one data breach could be enough to cause […]
The global pandemic has created some unique challenges for small business owners hoping to mitigate health and safety risks for their employees. Social distancing, mask-wearing, frequent hand washing, and hand sanitizer are now routine practices. But health and safety needs for businesses existed and will extend well beyond the COVID-19 pandemic. Small business […]
The global pandemic caused by the novel COVID-19 coronavirus has led to one of the worst economic situations the world has seen in nearly 100 years. Governments worldwide shut down business operations in an effort to slow the spread of the virus. Many businesses were deemed essential and allowed to continue operations with notable […]
Over 135 million US workers are covered by workers’ compensation insurance through their employers. Most US states require employers to carry the insurance as a way to help provide workers with both wage loss compensation and medical benefits following a work-related injury. Despite how common the insurance is, however, employers’ requirements for workers’ compensation coverage […]
For many individuals, inheriting property is usually seen as a good thing. After all, with home prices rising after the 2008-2009 housing crisis, homes are once again considered a good investment. By Q4 2017, the median sales price for homes in the US was over $330,000, an $80,000 rise from the 2007 height just before […]
Running a restaurant here in CA, especially here in the Bay Area, can be challenging enough for the restaurant owner to plan and execute. Along with running the daily operation of your business, the topic of insurance can be overwhelming. However, with hundreds of data points coming from everywhere, it’s foolish not to take advantage […]
If you are starting your own business in California, you are probably inundated with legalities, obtaining permits, licenses, and tying up all the various loose ends that you need to tend to before you open your doors. In addition, you might be wondering what type of insurance you are going to need to protect you, […]
Workers compensation in California is a highly detailed and nuanced subject. As the regulations are very state-specific, it is important to understand what your obligations are in the state of California and how you can ensure compliance. As it would be impossible to explain every letter of the law in one post, we’ll look at […]
Sometimes, insurance language has its quirks. As if insurance wasn’t confusing enough, there are many terms that originated over a century ago still in use today. Inland Marine is one. It sounds like you’d only need it if you have a boat, but in reality, it’s not about boats at all. Well, at least […]
