Inflation is hitting everyone where it hurts. From groceries to gas and basic necessities, there aren’t too many things we can count on to stay affordable. Home and auto insurance are no exceptions. If you’re up for renewal, you may have noticed your home and auto insurance premiums are higher—and if you read the fine […]
Auto Insurance
Why am I paying more for my auto rates?
Even when there are no injuries, car accidents could be financially devastating without insurance. Vehicle insurance is designed to make sure that owners do not have to come completely out of pocket for all of these expenses. However, changes in the broader economy can impact car insurance rates in ways that are beyond the […]
Why are my auto insurance rates going up?
Few insurance purchases frustrate consumers more than auto insurance, especially in California. As a minimum level of coverage is a legal requirement in every US state, drivers are forced to eat the cost no matter how high it gets. Unsurprisingly, California drivers pay among the highest rates in the country for car insurance. If you’re […]
If I get into an accident and make a claim, will my rates go up?
In the unfortunate circumstance that you get into an automobile accident, having insurance can be a godsend. Depending on the coverage you have, you may able to get your car fixed and have all damages paid without being out of pocket over and above your deductible. However, many people worry about what happens when they […]
If I rent a car in CA, do I need to take out the rental agency’s coverage?
One of the most frequently asked questions we get is about whether our insurance customers need to purchase extra coverage when they rent a vehicle either at home or on vacation. It would seem that most car rental agencies try very hard to intimidate their renters into purchasing their additional coverage – it’s […]
New Car? Mind the Gap (Insurance) in CA
When you step off the London Underground, you’re reminded to “Mind the Gap” — the space between the train car floor and the platform. If you’re not aware of the gap, you could easily misstep and injure yourself. You don’t need to worry about that gap unless you’re in London, but there’s another type of […]
Why Do My Auto Insurance Rates Keep Going Up Even Though My Car Keeps Getting Older?
Why do my auto insurance rates keep going up even though my car is getting older? At BLW Insurance Agency, many of our clients ask this question so I would like to address it from a couple of angles. First things first, even though it’s called car/auto insurance, it covers more than just your car. […]