One of the most frequently asked questions we get is about whether our insurance customers need to purchase extra coverage when they rent a vehicle either at home or on vacation. It would seem that most car rental agencies try very hard to intimidate their renters into purchasing their additional coverage – it’s […]
I receive a lot of questions about this topic. Most of us put our savings to purchase real estate. There are a few using IRAs. This is also called Self Directed IRA. Most IRA investors use their retirement plans for stocks, bonds and mutual funds. However, very savvy investors choose the Self-directed IRAs. These investors […]
The California Earthquake Authority sold 9,000 earthquake policies in January of 2018. That’s more than the average number of policies sold for an entire year from 2005 – 2015 and on track to exceed last year’s record 90,707. What’s causing this big increase? And does buying earthquake insurance make sense for you? Living […]
Sometimes, insurance language has its quirks. As if insurance wasn’t confusing enough, there are many terms that originated over a century ago still in use today. Inland Marine is one. It sounds like you’d only need it if you have a boat, but in reality, it’s not about boats at all. Well, at least […]
APARTMENTS You have inherited an apartment building from your family. You often forget or neglect to continually provide upgrades to your investment. Whether it be an electrical upgrade, heating and/or air conditioning upgrade, plumbing upgrade, and/or roofing upgrade. While the initial expense can be a significant one, you will receive benefits from these […]
Employment Practices Liability: More than Harvey Weinstein The community college trustees looked around the table at each other. Two months ago, the President of the college resigned after being confronted about unusual items on his expense reports. Today, he demanded his job back and threatened to sue for wrongful termination if the board didn’t reinstate him. Wrongful […]
What is Umbrella Insurance? Ashley could see the flames and hear the sirens. What just happened? Frantically, she checked the back seat where her 17-month old son Jayden was nestled in his car seat. A huge relief swept over her when she saw he was scared, but okay. She quickly leapt from the car, snatched […]
When you step off the London Underground, you’re reminded to “Mind the Gap” — the space between the train car floor and the platform. If you’re not aware of the gap, you could easily misstep and injure yourself. You don’t need to worry about that gap unless you’re in London, but there’s another type of […]
In light of the recent earthquake in Mexico on September 19th, the date October 17, 2017 will mark the 28th anniversary of the Loma Prieta Earthquake. Frequently, we are asked regarding whether you should take out earthquake insurance. Even though Californians live with earthquake as a daily occurrence, earthquake insurance often is not a priority. […]
I’m pretty confident that if you asked anyone who has ever owned a rental property you would get an overwhelming response that it’s not as lucrative or easy as they thought it would be. In fact, owning a rental property can be a major pain, and end up costing you a ton of money! I […]
